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  Emigrant Mortgage Company Mortgage Loans
  More ways to finance, refinance, or tap the equity in your home...
  migrant Mortgage Company is committed to helping people achieve their dream of home ownership. Our Affordable Homeownership Programs are ideal for first time homebuyers.

We offer...

  • A full line of competitively priced fixed and adjustable rate mortgages
  • Loans for 1-4 family homes, Co-ops and Condominiums
  • Free Preapproval
  • First Time Homebuyers Seminars
  • SONYMA Loans
    - State of New York Mortgage Agency
    - Low Interest Rate Mortgage Program
  • FNMA Loans
    - Federal National Mortgage Association
 

Current Promotions

 

$500 First Time Homebuyer Incentive - Purchase Transactions Only

First Time Homebuyers receive $500 towards closing costs for New York State property purchases in the Bronx, Brooklyn, Queens, Manhattan, Nassau, Suffolk and Westchester Only.

$2000 Mortgage Incentive - Purchase and Refinance Transactions

Qualified Low and Moderate Income borrowers financing New York State properties that are located in the Bronx, Brooklyn, Queens, Manhattan, Nassau, Suffolk, and Westchester, Only, may be credited up to $2,000.00 (not to exceed total closing costs) at closing. Additionally, borrowers financing properties that are located in eligible census tracts in the Bronx, Brooklyn, Queens, Manhattan, Nassau, Suffolk, and Westchester, Only, may be credited up to $2,000.00 (not to exceed total closing costs) at closing. Eligible borrowers may also be entitled to receive rate reductions.

Each offer is exclusive and cannot be combined with other offers.

E-mail mortgages@emigrant.com or call 1-800-EMIGRANT ext HOMEBUYER to speak with an Emigrant Mortgage Specialist.

Se Habla Espanol


 
Branch Events - Open Houses/Seminars

Get More From Your Mortgage®

Now is the Perfect Time to Take the FIRST STEP Toward
Homeownership or Smart Refinancing!


Attend one of the following Mortgage Open Houses held
at your local Emigrant Savings Bank Branch!

Speak with a knowledgeable Emigrant Mortgage Consultant
about the following topics and much more!!!

  • Smart Refinancing
  • ABC's of Homeownership
  • Current Emigrant Incentives
  • Special First-Time Homebuyer Programs
  • Specialized "Niche" Products for Unique Financing Situations

We currently do not have any
Mortgage Open Houses / Seminars scheduled.

Please be sure to check back soon for
upcoming Mortgage Open Houses / Seminars
held at your local Emigrant Savings Bank Branches!


For properties located in Manhattan, Bronx, Brooklyn,
Queens and Westchester, contact:
(212) 850-4848
CommunityLending@Emigrant.com

For properties located in Long Island, contact:
Veronica Ferrero, Mortgage Consultant
(516) 822-6992
FerreroV@EmigrantMortgage.com


Emigrant Mortgage is a subsidiary of Emigrant Bank. Member FDIC. Equal Housing Lender, Equal Opportunity Lender, All product names, company names and logotypes are servicemarks or trademarks of Emigrant Mortgage in the United States and other countries. This is not an offer or guarantee to extend consumer credit by Emigrant Mortgage. Program guidelines, terms and/or conditions are subject to change by Emigrant Mortgage without notice. All loans are subject to submission of a complete application, underwriting review and credit and property approval by Emigrant Mortgage. Other restrictions and limitations may apply. 7 Westchester Plaza, Elmsford, NY 10523. New York Licensed Residential Mortgage Lender: Exempt.


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