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$500 First Time Homebuyer Incentive - Purchase Transactions Only
First Time Homebuyers receive $500 towards closing costs for New York State property purchases in the Bronx, Brooklyn, Queens, Manhattan, Nassau, Suffolk and Westchester Only.
$2000 Mortgage Incentive - Purchase and Refinance Transactions
Qualified Low and Moderate Income borrowers financing New York State properties that are located in the Bronx, Brooklyn, Queens, Manhattan, Nassau, Suffolk, and Westchester, Only, may be credited up to $2,000.00 (not to exceed total closing costs) at closing. Additionally, borrowers financing properties that are located in eligible census tracts in the Bronx, Brooklyn, Queens, Manhattan, Nassau, Suffolk, and Westchester, Only, may be credited up to $2,000.00 (not to exceed total closing costs) at closing. Eligible borrowers may also be entitled to receive rate reductions.
Each offer is exclusive and cannot be combined with other offers.
E-mail mortgages@emigrant.com or call 1-800-EMIGRANT ext HOMEBUYER to speak with an Emigrant Mortgage Specialist.
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See Branch Events under What's New for upcoming Mortgage Open House Events.
Emigrant Mortgage is a subsidiary of Emigrant Bank. Member FDIC. Equal Housing Lender, Equal Opportunity Lender, All product names, company names and logotypes are servicemarks or trademarks of Emigrant Mortgage in the United States and other countries. This is not an offer or guarantee to extend consumer credit by Emigrant Mortgage. Program guidelines, terms and/or conditions are subject to change by Emigrant Mortgage without notice. All loans are subject to submission of a complete application, underwriting review and credit and property approval by Emigrant Mortgage. Other restrictions and limitations may apply. 7 Westchester Plaza, Elmsford, NY 10523. New York Licensed Residential Mortgage Lender: Exempt.
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