About Us

EMC Licenses

Emigrant Mortgage Company, Incorporated (EMC) is a subsidiary of Emigrant Bank. Member FDIC. EMC is an Equal Housing Lender, Equal Opportunity Lender and an Equal Opportunity Employer. State lending authorities are as follows:

NMLS Unique Identifier #1577

  • Connecticut Mortgage Lender license number 1993, State of Connecticut Department of Banking, Consumer Credit Division, 250 Constitution Plaza, Hartford, Connecticut 06103-1800, (860) 240-8200;

  • Florida Mortgage Lender exemption, Florida Office of Financial Regulation, 200 East Gaines Street, Tallahassee, Florida 32399-0300, (850) 410-9895;

  • Massachusetts Mortgage Lender license number ML1577 with a principal address at 7 Westchester Plaza, Elmsford, NY 10523, Branch Lender License L906746 with a principal address at 233 Needham Street, Newton MA 02464 and Third Party Loan Servicer Registration #LS1577, Massachusetts Division of Banks and Loan Agencies, Consumer Credit Division, One South Station, Boston, Massachusetts 02110, (617) 956-1500;

  • New Jersey Residential Mortgage Lender License No. 9401304, with a principal address at 7 Westchester Plaza, Elmsford, NY 10523 and Residential Mortgage Lender Branch License No. 296765, with a principal address at 60 Route 46 E, Fairfield, NJ 07004

  • New York Mortgage Banker License, New York* State Department of Financial Services, One State Street, New York, New York, 10004; *Mortgage Banker activities authorized pending issuance.

  • Pennsylvania Mortgage Partial Exemption License number 31288, Pennsylvania Department of Banking, 333 Market Street, 16th Floor, Harrisburg, Pennsylvania 17101-2290, (717) 787-1854;

Equal Housing Lender

If you currently have a mortgage with Emigrant, click here for information regarding Hurricane Sandy.