About Us

EMC Licenses

Emigrant Mortgage Company, Incorporated (EMC) is a subsidiary of Emigrant Bank. Member FDIC. EMC is an Equal Housing Lender, Equal Opportunity Lender and an Equal Opportunity Employer. State lending authorities are as follows:

NMLS Unique Identifier #1577

  • Connecticut Mortgage Lender exemption, State of Connecticut Department of Banking, 260 Constitution Plaza, Hartford, Connecticut 06103-1800, (800) 831-7225;

  • Florida Mortgage Lender exemption, Florida Department of Financial Services, 200 East Gaines Street, Tallahassee, Florida 32399, (850) 413-3089;

  • Massachusetts Mortgage Lender license number ML1577 with a principal address at 7 Westchester Plaza, Elmsford, NY 10523, Branch Mortgage Lender License #906746 with a principal address at 233 Needham Street, Newton MA 02464 and Third Party Loan Servicer Registration #LS1577, Massachusetts Division of Banks, 1000 Washington Street, Boston, Massachusetts 02118, (617) 956-1500;

  • New Jersey Licensed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender License No. 9401304, with a principal address at 7 Westchester Plaza, Elmsford, NY 10523, (914) 785-1100 and Residential Mortgage Lender Branch License No. 296765, with a principal address at 350 West Passaic Street, Rochelle Park NJ 07662

  • New York Mortgage Banker License*, New York State Department of Financial Services, One State Street, New York, New York, 10004, (212) 709-3500; *Mortgage Banker activities authorized pending issuance.

  • Pennsylvania Partially Exempt Mortgage Company Registration #31288, Pennsylvania Department of Banking and Securities, 17 North Second, Harrisburg, Pennsylvania 17101, (717) 787-2665;

Equal Housing Lender

If you currently have a mortgage with Emigrant, click here for information regarding Hurricane Sandy.