Personal Banking


PhoneAccess™, Emigrant's touch-tone telephone banking service allows you to do your banking when it is convenient for you - 24 hours a day, 7 days a week.

  • Select your own Personal Identification Number (PIN).
  • Check your account balances.
  • See if a check has been paid.
  • Transfer funds between qualified accounts.
  • Make loan and mortgage payments.
  • Get Emigrant Branch and ATM locations.

To get started, dial our bank-by-phone service at (212) 850-3333 and listen for enrollment instructions.

For more information please call 1‑800‑836‑1998, Monday through Friday 8 AM-6PM or e-mail us at

If you currently have a mortgage with Emigrant, click here for information regarding Hurricane Sandy.